Finally a budget I am proud to share! This is much more representative of where we’d like to settle in as far as spending money goes. We’ve also been so encouraged by YOU- your comments to us that sharing our budget with you has helped you plan for your own cruising adventure! Thank you! It can be so hard to plan for something when you have no idea what it will be like. Granted, it will be different for each family, but we’re glad we can share a little piece of what we’re doing, helping others realize that you do not have to be wealthy to go cruising.
The amount of money we’re spending each month is going down, which is exactly what we want it to do and what we’ve been told is typical. You’ll spend a lot in the beginning (maybe even more than we have) but that it will get easier and hopefully cheaper as the months progress. Here’s the details of the month of February:
All amounts are in US dollars for a family of five
Dock fees (actually mooring fees) $195.65 – After spending a crazy amount on docks in December, we vowed never to do that again. We anchored the entire month of January, but this month we ended up being moored for a short period of time. A mooring ball is a floating ball attached by rope to something really heavy in the water. It’s not going anywhere. Then, you attach your boat to a rope on the floating ball. Moorings are cheaper than tying up to a dock, but you still get access to the marina (their showers, lounge and washers/dryers). It’s a good compromise if you don’t want to be anchored, but don’t want to spend the money on docks. And dock fees in south Florida can be really expensive! The moorings we’ve used can be anywhere from $15.00 to $40.00 a day. We also spend a little on dinghy dock fees. Basically, when you are anchored and want to go to shore or use a nearby marina, they ask you to pay a fee just to tie your dinghy up. Sometimes this fee includes access to their showers and laundry facilities, sometimes not.
Groceries $813.93 – This includes about $155 worth of groceries we put away in long term storage for our planned cruise to the Bahamas. We’ve heard food is really expensive there, so we want to stock up on some essentials and foods that might be hard to find.
Eating out $148.08 – This is a little much for us on eating out. We can usually comfortably have a couple of meals out a month for less than $100.
Boat parts and projects $207.87
Cash $50.00 – $20 of this was changed into quarters and used for laundry. This amount is typical if we do some laundry by hand on the boat as well. $12.00 of this cash was also used for two different dinghy dock fees.
Cell phone $80.04 – One phone for me and my husband with unlimited data plan.
Insurance $0 – Still in the market for an affordable travel insurance.
Kindle books $12.83 – Paid for one month of kindle unlimited (kind of like a digital library service) plus a couple of .99 books.
EZ pass $12.00 – an EZ tag fee we needed to pay.
Total = $1,559.90